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Additional Cash Management Services

Putting you in control of your money

Whether you need to manage your cash flow, pay your employees or process credit card payments from your customers, we can help you save time and money with our comprehensive line of cash management and business services.

Deposit MaximizerSM, our remote deposit capture solution

Streamline your business financial transactions

Deposit Maximizer is a feature-rich cash management solution that puts the power and convenience of a bank that never sleeps at the tips of your fingers. You can make deposits to any of your business accounts at Montecito Bank & Trust whenever it fits your schedule – without leaving your office. Save time and money with Deposit Maximizer.

Check out our Deposit Maximizer demo.

Merchant Services

Meeting the daily challenge of retail with streamlined operations and services

Montecito Bank & Trust offers premier point-of-sale transaction processing through our exclusive partnership with Century Bankcard Services. You select which products and services fit your needs, and we’ll tailor a program that’s efficient and economical.

Merchant services include:

  • Credit and Debit Card Processing
  • Check Conversion and Guarantee Services
  • Point-of-Sale Support
  • Mobile Solutions
  • Specialized Equipment & E-Commerce Solutions
  • Gift/Loyalty Reward Programs
  • 24/7/365 Customer Service

Century Bankcard Services is a registered ISO and MSP of HSBC Bank, USA, National Association, Buffalo, NY.

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News

Montecito Bank & Trust Reports Higher Earnings

We are pleased to report that for the first six months of 2010 Montecito Bank & Trust earned $4.4 million in net profit, a 13% increase over 2009. [Read on]


Castillo and Nuno Team-Up at the Montecito Bank & Trust Carpinteria Branch

Montecito Bank & Trust is pleased to announce that Anthony Castillo has joined the bank as Vice President and Branch Manager of the Carpinteria Branch. [Read on]