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Commercial Real Estate Loans

Owning your own space puts you in control

Leasing space for your business can present cash flow issues when your landlord raises rent. If you want the certainty that comes with owning your own commercial real estate, we have a variety of options for you to consider. A Montecito Bank & Trust Commercial Real Estate specialist will help you find the best financing fit.

Construction Financing and Mini-Perm Loans

Creating an optimal workspace increases your productivity

With careful planning, your business dream is becoming a reality. You are finally at the stage to take more control, and nothing less than building your own site will do. Montecito Bank & Trust can help you structure a loan that best fits your needs. Whether it’s a construction loan or a construction loan that includes permanent financing, we can help.

Ready to get started? Please contact one of our knowledgeable real estate lenders at (805) 564-0292 to discuss your financing needs.

 

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News

Montecito Bank & Trust Reports Higher Earnings

We are pleased to report that for the first six months of 2010 Montecito Bank & Trust earned $4.4 million in net profit, a 13% increase over 2009. [Read on]


Castillo and Nuno Team-Up at the Montecito Bank & Trust Carpinteria Branch

Montecito Bank & Trust is pleased to announce that Anthony Castillo has joined the bank as Vice President and Branch Manager of the Carpinteria Branch. [Read on]