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Commercial Letters of Credit

Expediting international transactions

Many companies involved in international transactions face a frustrating impasse: sellers are reluctant to ship goods prior to receiving payment, and buyers hate to make payments before receiving the goods. With a Montecito Bank & Trust commercial letter of credit, however, you can use our good credit to give the seller assurance of payment - allowing the transaction to proceed quickly while giving you real protection if the products don’t arrive or satisfy your expectations.

Standby Letters of Credit

Guaranteeing performance

Not everyone you do business with is likely to know you like we do. A standby letter of credit from Montecito Bank & Trust will give you the clout you need to get the deal done because they’ll know we’re right there behind you – every step of the way.

Ready to get started? Call our Commercial Lending Department at (805) 564-0292 as we’d like to discuss your financing needs.

 

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News

Montecito Bank & Trust Reports Higher Earnings

We are pleased to report that for the first six months of 2010 Montecito Bank & Trust earned $4.4 million in net profit, a 13% increase over 2009. [Read on]


Castillo and Nuno Team-Up at the Montecito Bank & Trust Carpinteria Branch

Montecito Bank & Trust is pleased to announce that Anthony Castillo has joined the bank as Vice President and Branch Manager of the Carpinteria Branch. [Read on]