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Montecito Business Money Fund

The higher the balance, the greater the reward.

With a Montecito Business Money Fund your excess balances earn a competitive rate of interest, which is great news for your bottom line. You work hard for your money – shouldn’t it do the same for you?

Interest Rates
May vary based on balance tier amounts. Check our current rates.
Interest Calculation
Simple interest accrues daily, compounded monthly and paid monthly
Access to Funds
Up to 6 monthly pre-authorized, automatic or telephone transfers, by check or point of sale. ($15 excess withdrawal fee.)
Minimum to Open
$100
Minimum Daily Balance to Waive Service Charge
$10,000
Service Charge
$15.00 monthly
Additional Benefits
Free Basic Business Banker online banking (inquiries and transfers), Free Mobile Banker and Free eStatements

Ready to get started? To open your Business Savings account, call us at (805) 963-7511, or just stop by one of our convenient branch locations.

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News

Montecito Bank & Trust Reports Higher Earnings

We are pleased to report that for the first six months of 2010 Montecito Bank & Trust earned $4.4 million in net profit, a 13% increase over 2009. [Read on]


Castillo and Nuno Team-Up at the Montecito Bank & Trust Carpinteria Branch

Montecito Bank & Trust is pleased to announce that Anthony Castillo has joined the bank as Vice President and Branch Manager of the Carpinteria Branch. [Read on]