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Ready Cash Reserve
Business ReadyCash Reserve
Protect your good credit with overdraft protection
Enjoy peace of mind by linking ReadyCash Reserve Line of Credit
to your checking account.
- $5000 - $10,000 available for overdraft protection
- Revolving credit without maturity date
- $25 annual fee charged to deposit account
- Funds in increments of $100.00 will transfer from your line of credit to your checking account to cover your checking overdrafts, up to your approved and available credit limit.
- $10 transfer fee per occurrence
- 18% fixed Annual Percentage Rate (APR)
- Minimum monthly overdraft payments are 5.00% of the outstanding principal balance or $25.00, whichever is greater, plus all accrued Finance Charges.
- Automatic repayment from your Montecito Bank & Trust checking account required
Ready to get started?
To apply for Business ReadyCash Reserve,
call us at (805) 564-0292, or just stop by one of our convenient
branch locations.
Compare our
Small Business Loan
options.