Business
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Business Checking
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Account Options for Other Business Entities
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Business Checking
Business Checking
Taking care of business.
Taking care of business is easier when you have the right bank account.
We offer a full-service checking account designed to offer you everything you need
to keep your business finances on the right track.
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Monthly Service Charge
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$15
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Minimum Balance to Waive Service Charge
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$5,000 minimum daily balance or $10,000 average daily balance
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Access to Funds
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Unlimited
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Pays Interest
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No
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Account Activity
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$0.30 for each debit after the first 100 debits and $2.00 for each deposit after the first 20 deposits per statement period.
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ATM/Debit Card Access
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Free Business Debit Card
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Online Banking, Mobile Banking & Bill Pay
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Free Basic Business Banker (inquiries, transfers), Free Mobile Business Banker & Free Bill Pay
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Additional Benefits
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- Free Direct Deposit
- Free Telephone Banking
- Free electronic statements
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Account Analysis
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An Analyzed Checking Account is a cost-effective choice for businesses with high levels of account activity, and/or use of bank services and who maintain high balances. A Business Checking account can be set up on Account Analysis. It is best to discuss this account option with a Montecito Bank & Trust Relationship Manager to fully understand the details.
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Not sure what documents you'll need to open a new business account?
Opening a new account is easy. But knowing exactly which documents to
bring to the branch can be confusing - we get it! That's why we've put
together a simple checklist of
Required Documents for New Business Accounts.
Ready to get started?
To open an account,
call us at (805) 963-7511, or just stop by one of our convenient
branch locations.
Compare:
And don’t forget Overdraft Protection
and Direct Deposit.