Running and growing you business is hard work; we understand. And we’re committed
to helping you find the capital to realize your goals with programs like SBA loans.
For over fifty years, the U.S. Small Business Administration (SBA) has supported and protected the interests of America’s small business owners. Montecito Bank & Trust is proud to participate in this outstanding program. You may find a Montecito Bank & Trust SBA loan the right choice if your goal is to:
![Click to see the preliminary items needed for your application.]()
Click to see the preliminary items needed for your application.
- Business plan
- Last three years personal tax forms
- Personal financial statements on all principals
- Cost breakdown of expenditures
- Two-year cash flow projections
When purchasing a business
- Current company balance sheet and profit and loss statement
- Historic company balance sheets and profit and loss statements for the preceding three years
- Last three years personal tax returns
- Existing company debit schedule
![Click to see qualifying businesses.]()
Click to see qualifying businesses.
- Manufacturing
- Wholesaling
- Services
- Retailing
- Construction
- Special trade construction