Business > Business Savings, CDs & SEP-IRAs > Business Savings Accounts

Business Savings Accounts

Real world solutions – without the complications.

Rate. Term. Access. Security. We have just the right solution to help your savings grow.

Features	Montecito Business Money Fund	Business Savings
	A higher earnings on higher balances. No early withdrawal penalties and the convenience of check access.	Simple and convenient. Modest balance requirement to waive quarterly service charge.
Earns Interest
Interest Rates may vary based on balance amounts
One Interest Rate paid on all balances
Comes with Check Access
Minimum Daily Balance to Waive Service Charge	$2,500	$300
Service Charge	$8.00 monthly	$9.00 per quarter
Additional Benefits	Up to 6 monthly pre-authorized, automatic or telephone transfers, by check or point of sale. ($15 excess withdrawal fee.) Free Basic Business Banker online and mobile banking, and eStatements.	Up to 6 monthly pre-authorized, automatic or telephone transfers, or point of sale. Free Basic Business Banker online and mobile banking and eStatements.

Ready to get started? To open an account, call us at (805) 963-7511, or just stop by one of our convenient branch locations.

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