Personal Banking
Time Saver Services

Free ATM Access

Every time, everywhere.

Enjoy fee free ATM service anywhere in the United States*. With our Access Checking and Premier Free Checking accounts, you always have access to your money everywhere you find an ATM. It's that easy!

Ready to get started? To open your Access Checking or Premier Free Checking account and get your Free ATM Card, call us at (805) 963-7511, or just stop by one of our convenient branch locations.

We also offer cashiers checks, American Express® Travelers Cheques, automatic transfers, telephone transfers, and wire transfers through all of our branch locations.

* Montecito Bank & Trust does not charge fees for use of Non-MB&T owned ATMs and will credit your account for any ATM fees assessed by third-party service providers for up to ten (10) ATM transactions per month. Free ATM transaction limit applies to each debit card (up to a maximum of 3 cards per account) and is computed on a calendar-month basis, not per statement cycle. ATM fee reimbursement only applies to ATM usage for ATMs located within the 50 United States, Puerto Rico and Guam. Other restrictions may apply.

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News

Montecito Bank & Trust Reports Higher Earnings

We are pleased to report that for the first six months of 2010 Montecito Bank & Trust earned $4.4 million in net profit, a 13% increase over 2009. [Read on]

Castillo and Nuno Team-Up at the Montecito Bank & Trust Carpinteria Branch

Montecito Bank & Trust is pleased to announce that Anthony Castillo has joined the bank as Vice President and Branch Manager of the Carpinteria Branch. [Read on]

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