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Access CD

Flexibility and security.

Now you can enjoy the best that traditional CDs have to offer plus the ability to make unlimited deposits and one withdrawal without penalty. Of course, this comes with the safety of FDIC insurance. Security, flexibility and proven performance – all together in one powerful solution.

Terms
Terms This is a 7 month Certificate of Deposit.
Access to Funds
Our Access CD allows unlimited deposits during the 7-month term and the ability to make one withdrawal without penalty if the balance does not fall below the $10,000 minimum opening deposit. Otherwise, penalty rules apply for withdrawals before the maturity date.
Minimum to Open
$10,000

Ready to get started? For current rate information on Certificates of Deposit or to open your Access CD call us at (805) 963-7511, or just stop by one of our convenient branch locations.

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News

Montecito Bank & Trust Reports Higher Earnings

We are pleased to report that for the first six months of 2010 Montecito Bank & Trust earned $4.4 million in net profit, a 13% increase over 2009. [Read on]


Castillo and Nuno Team-Up at the Montecito Bank & Trust Carpinteria Branch

Montecito Bank & Trust is pleased to announce that Anthony Castillo has joined the bank as Vice President and Branch Manager of the Carpinteria Branch. [Read on]