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Certificates Of Deposit

Safe. Dependable. Proven.

Certificates of Deposit are one of the most reliable investment tools available. CDs deliver a competitive rate of interest that won’t change with market fluctuations – plus the peace of mind that comes with FDIC insurance. For current rate information on Certificates of Deposit, call us at (805) 963-7511.

Features Certificates of Deposit Access CD CDARS®
Dual benefits of high interest and the security of FDIC insurance A more flexible earnings solution Qualify for additional FDIC insurance for all your CD needs
Earns Interest
Time Accounts with penalty rules for early withdrawal

* CDARS® and Certificate of Deposit Account Registry Service® are service marks of Promontory Interfinancial Network, LLC.

Ready to get started? For current rate information on Certificates of Deposit or to open your CD call us at (805) 963-7511, or just stop by one of our convenient branch locations.

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News

Montecito Bank & Trust Reports Higher Earnings

We are pleased to report that for the first six months of 2010 Montecito Bank & Trust earned $4.4 million in net profit, a 13% increase over 2009. [Read on]


Castillo and Nuno Team-Up at the Montecito Bank & Trust Carpinteria Branch

Montecito Bank & Trust is pleased to announce that Anthony Castillo has joined the bank as Vice President and Branch Manager of the Carpinteria Branch. [Read on]