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Certificates of Deposit

Certainty, security and control.

Certificates of Deposit are one of the most reliable investment tools available. It offers competitive rates without any worry about market fluctuations. And with the added benefit of FDIC insurance, you can say goodbye to unfortunate surprises.

Terms
Choose a term that’s right for you, from 14 days to 30 days, or 90 days and beyond.
Access to Funds
Early penalty rules apply for withdrawals before the maturity date
Minimum to Open
No minimum to open

Ready to get started? call us at (805) 963-7511, or just stop by one of our convenient branch locations.

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News

Montecito Bank & Trust Reports Higher Earnings

We are pleased to report that for the first six months of 2010 Montecito Bank & Trust earned $4.4 million in net profit, a 13% increase over 2009. [Read on]


Castillo and Nuno Team-Up at the Montecito Bank & Trust Carpinteria Branch

Montecito Bank & Trust is pleased to announce that Anthony Castillo has joined the bank as Vice President and Branch Manager of the Carpinteria Branch. [Read on]