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Interest Earning Checking Options
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Checking Maximizer
Checking Maximizer
A lot more than a higher rate of interest.
Checking Maximizer makes it easy to maximize your relationship; earns a higher rate
of interest and has many convenient and free time-saving services.
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Monthly Service Charge
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$15
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Minimum Balance to Waive Service Charge
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$5,000 minimum daily balance or $10,000 average daily balance
$15,000 combined (Total deposit balances and outstanding principal balances on a home equity loan or line of credit qualify for combined balances to waive monthly service charge.)
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Access to Funds
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Unlimited
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Interest
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Yes. Simple interest accrues daily, compounded monthly and paid monthly. Check our current rates.
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ATM/Debit Card Access
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Free Debit Card
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Personal Online and Mobile Banking plus Bill Pay
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Free On-Line Banker, Free Mobile Banker and Free Bill Pay
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Additional Benefits
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- Free Direct Deposit
- Free Telephone Banking
- eStatements available with check images
- Free checks (2 free check orders on specified styles per year)
- Ready Cash Reserve overdraft protection with no annual fee (upon credit approval)
- Free notary service
- No-fee cashiers checks
- No annual fee for VISA Gold Credit Card (upon credit approval)
- Combined statement is standard
- Return of check images upon request
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Ready to get started?
To open your Checking Maxmizer account
call us at (805) 963-7511, or just stop by one of our convenient
branch locations.
For added security and convenience we recommend that you add
Overdraft Protection
and
Direct Deposit
to your Montecito Bank & Trust
Checking Maxmizer account.
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