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Free Checking Account Options

Features Free Checking Premier
Free
Checking
Gold Key Account Student eChecking
No Frills Free Checking Use ANY ATM ANYWHERE ANYTIME and we will pay the other bank's ATM fees. Free Checking Package for Boomers and Beyond Free Paperless Checking for Teens
Unlimited check writing
No monthly service charge
Free Online and Mobile Banking
Free Bill Pay N/A
Free Debit Card
  • Requires a minimum of 12 Debit Card transactions per month
  • Requires eStatements
  • Requires Online Banking
  • Includes Free MB&T logo checks
  • No Fee AMEX Travelers Checks and No Fee Cashiers Checks
  • Must be 55 years or older
  • Online Banking and eStatements are required
  • Debit card usage replaces paper checks
  • Must be between 14 and 18 years old

Interest Earning Checking options

 
 

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News

Montecito Bank & Trust Reports Higher Earnings

We are pleased to report that for the first six months of 2010 Montecito Bank & Trust earned $4.4 million in net profit, a 13% increase over 2009. [Read on]


Castillo and Nuno Team-Up at the Montecito Bank & Trust Carpinteria Branch

Montecito Bank & Trust is pleased to announce that Anthony Castillo has joined the bank as Vice President and Branch Manager of the Carpinteria Branch. [Read on]