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Gold Key Account

Benefits and special privileges designed just for you.

Reward yourself with an all-in-one checking package designed just for you. Our Gold Key Account was created for customers 55+ and includes all the free services and benefits you should demand from your bank.

Monthly Service Charge
FREE
Minimum Balance to Waive Service Charge
N/A
Access to Funds
Unlimited
Interest
No
ATM/Debit Card Access
Free Debit Card
Personal Online and Mobile Banking plus Bill Pay
Free On-Line Banker, Free Mobile Banker and Free Bill Pay
Additional Benefits
  • Free Direct Deposit
  • Free Telephone Banking
  • Free AMEX® Traveler's Checks
  • eStatements available with check images
  • Free MB&T logo checks
  • No-fee cashiers checks
  • Combined statement upon request
  • Return of check images upon request

Ready to get started? To open your Gold Key Checking account call us at (805) 963-7511, or just stop by one of our convenient branch locations.

For added security and convenience we recommend that you add Overdraft Protection and Direct Deposit to your Montecito Bank & Trust Gold Key Checking account.

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News

Montecito Bank & Trust Reports Higher Earnings

We are pleased to report that for the first six months of 2010 Montecito Bank & Trust earned $4.4 million in net profit, a 13% increase over 2009. [Read on]


Castillo and Nuno Team-Up at the Montecito Bank & Trust Carpinteria Branch

Montecito Bank & Trust is pleased to announce that Anthony Castillo has joined the bank as Vice President and Branch Manager of the Carpinteria Branch. [Read on]