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Home Improvement Loans
Home Improvement Loans
The perfect loan to put your home improvement project in motion.
With a Home Improvement Loan from Montecito Bank & Trust you can put your project on the fast track with this versatile solution. Secured by a real estate Deed of Trust, this loan is the perfect short-term option to help you get your project done and increase the value of your home.
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Benefits
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This loan is like a "bridge" loan allowing you to turn that home improvement project into reality and then allowing you to refinance your home to cover the costs of this project. Credit approval is required.
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Access to funds
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Request the advance of funds as you progress through your project.
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Maturity
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Fixed terms
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Payments
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Interest only monthly
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Annual Percentage Rate (APR)
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Variable APR
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Fees
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Fees Apply
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Ready to get started?
To apply for a Montecito Bank & Trust Home Improvement Loan
call us at (805) 963-7511, or just stop by one of our convenient
branch locations.