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Home Improvement Loans

The perfect loan to put your home improvement project in motion.

With a Home Improvement Loan from Montecito Bank & Trust you can put your project on the fast track with this versatile solution. Secured by a real estate Deed of Trust, this loan is the perfect short-term option to help you get your project done and increase the value of your home.

Benefits
This loan is like a "bridge" loan allowing you to turn that home improvement project into reality and then allowing you to refinance your home to cover the costs of this project. Credit approval is required.
Access to funds
Request the advance of funds as you progress through your project.
Maturity
Fixed terms
Payments
Interest only monthly
Annual Percentage Rate (APR)
Variable APR
Fees
Fees Apply

Ready to get started? To apply for a Montecito Bank & Trust Home Improvement Loan call us at (805) 963-7511, or just stop by one of our convenient branch locations.

 
 

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News

Montecito Bank & Trust Reports Higher Earnings

We are pleased to report that for the first six months of 2010 Montecito Bank & Trust earned $4.4 million in net profit, a 13% increase over 2009. [Read on]


Castillo and Nuno Team-Up at the Montecito Bank & Trust Carpinteria Branch

Montecito Bank & Trust is pleased to announce that Anthony Castillo has joined the bank as Vice President and Branch Manager of the Carpinteria Branch. [Read on]