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Interest-Earning Checking Account Options

Features Regular Interest Checking Checking Maximizer Access
Checking
Let your money work harder by earning interest An account package loaded with extra free services and allows you to combine balances to offset monthly service charges An account package loaded with extra free services while earning competitive interest, all in just one account
Earns Interest
Unlimited check writing
Free Online and Mobile Banking
Free Bill Pay
Free Debit Card
Free Checks 2 free check orders on specified styles per year 2 free check orders on specified styles per year
Use any ATM ANYWHERE ANYTIME and we will pay the other bank's ATM fees.
Additional Benefits Learn More Learn More
Monthly Fee Waiver Options
Regular Interest Checking Checking Maximizer Access
Checking
Minimum to Open None $100 $100
Minimum Daily Balance to Waive Monthly Service Charge $1,000 $5,000 $10,000
Average Daily Balance to Waive Monthly Service Charge $5,000 $10,000 $25,000
Combined Account Balances to Waive Monthly Service Charge N/A $15,000 (Total deposit balances and outstanding principal balances on a home equity loan or line of credit qualify for combined balances.) N/A
Monthly Service Charge $9.00 $15.00 $22.00
 
 

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News

Montecito Bank & Trust Reports Higher Earnings

We are pleased to report that for the first six months of 2010 Montecito Bank & Trust earned $4.4 million in net profit, a 13% increase over 2009. [Read on]

Castillo and Nuno Team-Up at the Montecito Bank & Trust Carpinteria Branch

Montecito Bank & Trust is pleased to announce that Anthony Castillo has joined the bank as Vice President and Branch Manager of the Carpinteria Branch. [Read on]

Read more news ...