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Personal Loans and Lines of Credit

The right loan to fit your needs – and your lifestyle.

Montecito Bank & Trust offers a wide range of lending options to cover just about everything – from overdraft protection to vehicle loans; from home equity lines to credit cards and more. Whatever you have in mind, we’ll take the time to understand your goals, so we can help you find the right solution to fit your needs. Perfectly.

Loans are available to the bank’s primary market area, which includes Santa Barbara County and Ventura County.

Need more information? We welcome the opportunity to speak with you in person, so don't hesitate to call us at (805) 963-7511, or just stop by one of our convenient branch locations.

 
 

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News

Montecito Bank & Trust Reports 46% Increase in Net Profit for 2009

Janet A. Garufis, president and chief executive officer of Montecito Bank & Trust said: "We are extremely pleased to report that despite the challenging economic issues in 2009, Montecito Bank & Trust earned $8.9 Million in net profit, a 46% increase over 2008. [Read on]


Montecito Bank & Trust Steps Up To Support Haitian Relief Efforts

Montecito Bank & Trust is well-known for its local community support. So when the bank received reports about local Direct Relief International’s immediate Haitian emergency mobilization efforts, Montecito Bank & Trust associates mobilized too. [Read on]