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Manufactured Home Loans

Step into your own home.

Why rent when owning your own home helps you build up equity that you can use to help finance other important needs that come along. Today’s new and pre-owned manufactured homes offer affordable home ownership options. If you’re in the market to purchase a new or pre-owned manufactured home, Montecito Bank & Trust has very competitive loan terms to help you qualify.

Benefits
Montecito Bank & Trust is an area expert in manufactured home loans. We offer very attractive rates and loan structures to help turn ownership dreams into reality.
Access to funds
Approved loan amount fully dispersed at loan closing
Maturity
Fixed terms
Payments
This is an installment loan type which you repay over time with a specific number of regularly scheduled payments that cover both principal and interest.
Annual Percentage Rate (APR)
This is a fixed APR. Get a .25% rate discount with automatic payments. Rate and payments may increase upon termination of the auto debit rate.
Fees
Fees Apply

Ready to get started? To apply for a Montecito Bank & Trust Manufactured Home Loan call us at (805) 963-7511, or just stop by one of our convenient branch locations.

 
 

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News

Montecito Bank & Trust Reports Higher Earnings

We are pleased to report that for the first six months of 2010 Montecito Bank & Trust earned $4.4 million in net profit, a 13% increase over 2009. [Read on]


Castillo and Nuno Team-Up at the Montecito Bank & Trust Carpinteria Branch

Montecito Bank & Trust is pleased to announce that Anthony Castillo has joined the bank as Vice President and Branch Manager of the Carpinteria Branch. [Read on]