Personal > Free Online & Mobile Banking > Free Mobile Banking

Free Mobile Banker

Banking when and where you want it.

With today’s busy life, you’re not always near a computer when you want to do your banking. That’s why we offer Montecito Bank & Trust Mobile Banker, so you can take care of basic banking needs right from your cell phone. Best of all, it’s free for our On-Line Banker customers.*

Mobile Banker is easy to set up. It works with all U.S. wireless carriers, and is compatible with any mobile device (phone, PDA, iPhone®, or Palm®) with Internet capability.**

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Mobile Banker is fully secure

Use Mobile Banker with complete confidence. It delivers the highest level of security thanks to multiple layers of authentication. This includes a personal PIN number that only you know, and a ONE TIME PASSWORD that changes each time you login. This ensures that your information is fully protected.

What can you do with Mobile Banker?

• Access your Montecito Bank & Trust accounts.
• Check account balances.
• Check account activity.
• Transfer money between your Montecito Bank & Trust accounts.
• View alerts about your account activity.
• Review and schedule bill payments with Mobile Bill Pay.
• Locate branches and ATMs.

Note: You must be enrolled in Montecito Bank & Trust On-Line Banker to use Mobile Banker.

How to sign up for Mobile Banker

1. Log on to On-Line Banker and navigate to the Options tab.
2. Click on Mobile Banking and then Edit.

   You will need:

   • Your 10-digit cell phone number.
   • The name of your wireless carrier.
3. Enter your cell phone number.
4. Select your wireless carrier from the drop-down menu provided.
5. Create your four-digit personal Mobile Banker PIN.
6. Read the enrollment information carefully and click Submit. That’s it!

How to begin Mobile Banker on your cell phone

Setting up Mobile Banker on your phone is easy and hassle-free. There are no applications to download, and just a few simple steps to begin. After you enroll, Montecito Bank & Trust will send a text message to the cell phone number you provided. The message will include:

• A link to the Montecito Bank & Trust Mobile Banker website.
• A One-Time Password to log in from your cell phone.

1. Simply click on the link in the text message and the One-Time Password will be entered automatically. If your device does not allow you to click on the link provided, you can also navigate to the login page at www.montecito.com/mobile (or http://mobile.montecito.com) from your phone’s Web browser and manually enter the One-Time Password.
2. Enter your Online Access ID and Mobile Banking PIN.

It’s that easy! Enroll in Mobile Banker today and start banking wherever life takes you!

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