Personal
>
Free Online & Mobile Banking
Free Online Banking, Free Mobile Banking, Free eStatements and Free Bill Pay
Save time. Save money. Save the planet.
Signing up for Montecito Bank & Trust's On-Line Banker, eStatements, Bill Pay,
and Mobile Banker is an easy way to organize your finances, save money and help
the planet, so you can spend more time having fun.
With On-Line Banker your accounts
are ready when you are – 24/7, 365. Our eStatements give you the peace of mind that
comes from knowing you'll never have to go digging just to find that one missing
statement buried at the bottom of the shoebox. By paying your bills online, you'll
never have to buy stamps again. And with Mobile Banker you can use your cell phone
to access your accounts whenever and wherever you wish.
Enroll now!
 
With On-Line Banker, now you can have 24-hour secure access to real-time account
information from the convenience of your personal computer.
Account Management
Check balances, print statements and transfer funds at your convenience from any
computer with Internet access. Set up Account Alerts to monitor balances and transactions,
with delivery to your On-Line Banker Inbox, any email address, or your mobile phone.
Learn more
 
eStatements
Receive the same information as a paper statement with secure eStatements delivered
online. No more having to keep boxes of old statements in the closet or shred them
before throwing them away. eStatements feature:
- Faster and more secure delivery of your statement.
- Reduced risk of mail fraud and identity theft from your paper statement ending up
in the wrong hands.
- Flexibility to view, print and save your statements onto your computer at any time.
Learn More
Bill Pay
With Bill Pay, you'll have access to lots of great features.
- Easy Payee Set Up. Adding a new payee is as easy as typing in your account number
and the Payee's phone number and ZIP Code. No account number? Then add just a little
more info and you're ready. No more hunting down mailing addresses!
- Make recurring payments. Eliminate the hassle of paying your monthly bills by setting
up recurring payments. This is a great option for making payments that don't change
from month to month - such as your car payment or mortgage.
- e-Notifications. Receive notifications to your email when a payment or transfer
is about to be made or when one has been processed. You'll always know what's happening
with your account.
- Set up reminders. Never make a late payment again! When you set up reminders, you'll
receive a message telling you when your payment is due. Then just log on and make
your payment.
- Pay from multiple accounts. Choose which account - checking or savings - from which
to pay your bills.
- Categories. Assign Accounts to Categories for Easier Payment Processing.
- See it all at a glance! The Payment tab lets you make payments and view pending
payments, recent payments, and bill reminders all on the same screen. Or, see the
total of your payments for any given day just by glancing at the calendar.
Learn more
 
Mobile Banking
Mobile Banker is the ultimate in on-demand service. From a cell phone with Internet
access, you can securely log on to:
- View your current account balances.
- View the most recent transactions.
- Transfer funds between accounts.
- View alerts about your account activity.
Learn More