Personal
>
Personal Checking
>
Interest Earning Checking Options
>
Regular Interest Checking
Regular Interest Checking
When you need something more than just "free."
With Interest Checking your entire balance earns a competitive rate of interest,
plus you'll enjoy a host of other valuable features and benefits that make banking
with Montecito Bank & Trust easy and convenient.
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Monthly Service Charge
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$9
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Minimum Balance to Waive Service Charge
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$1,000 minimum daily balance or $5,000 average daily balance
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Access to Funds
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Unlimited
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Interest
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Yes. Simple interest accrues daily, compounded monthly and paid monthly. Check our current rates.
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ATM/Debit Card Access
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Free Debit Card
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Personal Online and Mobile Banking plus Bill Pay
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Free On-Line Banker, Free Mobile Banker and Free Bill Pay
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Additional Benefits
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- Free Direct Deposit
- Free Telephone Banking
- eStatements available with check images
- Combined statements upon request
- Return of check images upon request
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Ready to get started?
To open your Interest Checking account
call us at (805) 963-7511, or just stop by one of our convenient
branch locations.
For added security and convenience we recommend that you add
Overdraft Protection
and
Direct Deposit
to your Montecito Bank & Trust
Interest Checking account.
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