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Residential Construction Loans
Residential Construction Loans
From the foundation to the fixtures – we can help you build your dream home.
When you are ready to begin a construction adventure, qualifying for permanent financing and arranging for the construction financing are critical first steps. That’s why we’re ready to help you obtain the financing to make your dream come true. Let us make sure your financing needs are covered so you can concentrate on the details.
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Benefits
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Most construction loan payments can be financed through the set-up of an Interest Reserve Account. You don’t have to make any actual payments until these available funds are spent. Credit approval is required.
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Access to funds
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Advances are made available as construction milestones are met.
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Maturity
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Fixed terms
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Payments
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Interest only monthly
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Annual Percentage Rate (APR)
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Fixed APR
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Fees
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Fees Apply
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Ready to get started?
To apply for a Montecito Bank & Trust Construction Loan
call us at (805) 963-7511, or just stop by one of our convenient
branch locations.
