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Personal Savings, CD and IRAs

Safe and proven ways to help your money grow.

There are many compelling reasons to save money – from guarding your family and property against uncertain economic times to building a nest egg to saving for college or a much-needed vacation, or your ultimate retirement. At Montecito Bank & Trust we understand the importance of saving for the future – and we also know that we’re talking about your dreams.

Choose from money market accounts, traditional savings accounts, CDs and IRAs – all with the peace of mind and safety that FDIC insurance provides.

Don’t put off saving for your future. Open a savings account or a certificate of deposit today.

Need more information? We welcome the opportunity to speak with you in person, so don't hesitate to call us at (805) 963-7511, or just stop by one of our convenient branch locations.

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News

Montecito Bank & Trust Reports 46% Increase in Net Profit for 2009

Janet A. Garufis, president and chief executive officer of Montecito Bank & Trust said: "We are extremely pleased to report that despite the challenging economic issues in 2009, Montecito Bank & Trust earned $8.9 Million in net profit, a 46% increase over 2008. [Read on]


Montecito Bank & Trust Steps Up To Support Haitian Relief Efforts

Montecito Bank & Trust is well-known for its local community support. So when the bank received reports about local Direct Relief International’s immediate Haitian emergency mobilization efforts, Montecito Bank & Trust associates mobilized too. [Read on]