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Student eChecking

Make banking "cool" and convenient.

The power of "paperless" banking: Get the convenience of a checking account – without the hassle of writing checks – and the peace of mind that comes with knowing you're doing your part to help our planet. Student eChecking makes it easy to manage and monitor account activity, providing your child with independence as you help them learn financial responsibility.

Monthly Service Charge
FREE
Minimum Balance to Waive Service Charge
Not Applicable
Access to Funds
Unlimited
Interest
No
ATM/Debit Card Access
Free Debit Card
Personal Online and Mobile Banking
Free On-Line Banker and Free Mobile Banker
Additional Requirements
  • Debit card usage only, no paper checks
  • Online Banking registration
  • Electronic statements
  • Must be between 14 and 18 years old
Additional Benefits
  • Free Direct Deposit
  • Free Telephone Banking

Ready to get started? To open your Student eChecking account call us at (805) 963-7511, or just stop by one of our convenient branch locations.

For added security and convenience we recommend that you add Overdraft Protection and Direct Deposit to your Montecito Bank & Trust Student eChecking account.

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News

Montecito Bank & Trust Reports Higher Earnings

We are pleased to report that for the first six months of 2010 Montecito Bank & Trust earned $4.4 million in net profit, a 13% increase over 2009. [Read on]


Castillo and Nuno Team-Up at the Montecito Bank & Trust Carpinteria Branch

Montecito Bank & Trust is pleased to announce that Anthony Castillo has joined the bank as Vice President and Branch Manager of the Carpinteria Branch. [Read on]