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Personal Loans & Lines of Credit
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Vehicle Loans
Vehicle Loans
Whatever gets you moving, we have a loan to get you started.
Whether you're looking for a truck for work, a minivan for the family, a sport car
for yourself or maybe a shiny new boat, RV or even a plane is in your future – with
a pre-approved Montecito Bank & Trust vehicle loan, you'll have more leverage
when it comes time to negotiate a sweet deal.
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Benefits
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24-hour approval upon completed application, 80% to 100% financing based on value of vehicle and application qualification, automatic payments gives you a .25% rate discount. Credit approval is required.
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Access to funds
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Minimum loan amount is $5,000. Approved loan amount is fully dispersed at loan closing.
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Maturity
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Flexible terms available.
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Payments
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Fixed monthly payments of principal and interest helping you stay within your budget. Pay additional principal at any time which can shorten the life of your loan, but will not change your monthly payment amounts.
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Annual Percentage Rate (APR)
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Fixed APR, based upon credit review and type of vehicle
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Fees
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Fees Apply
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Ready to get started?
To apply for a Montecito Bank & Trust Vehicle Loan,
call us at (805) 963-7511, or just stop by one of our convenient
branch locations.