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Personal Loans & Lines of Credit
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Visa® Credit Cards
Visa® Credit Cards
Convenience, flexibility and world wide acceptance.
With a Montecito Bank & Trust Visa® Classic or Visa Gold credit card you’ll
enjoy the power of having a line of credit right in the palm of your hand and the
convenience of worldwide acceptance.
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Benefits
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Make purchases using your card or cash advance access. Credit approval is required.
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Access to funds
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This is a line of credit giving you access to funds up to your credit limit. As you repay any outstanding principal balance, you again have access to those funds for new purchasing power.
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Maturity
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No set maturity date
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Payments
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Monthly payments of accrued interest plus principal.
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Annual Percentage Rate (APR)
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Variable APR based on credit application review and approval
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Fees
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Fees Apply
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Ready to get started?
To apply for a Montecito Bank & Trust Visa® credit card
call us at (805) 963-7511, or just stop by one of our convenient
branch locations.