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Visa® Credit Cards

Convenience, flexibility and world wide acceptance.

With a Montecito Bank & Trust Visa® Classic or Visa Gold credit card you’ll enjoy the power of having a line of credit right in the palm of your hand and the convenience of worldwide acceptance.

Benefits
Make purchases using your card or cash advance access. Credit approval is required.
Access to funds
This is a line of credit giving you access to funds up to your credit limit. As you repay any outstanding principal balance, you again have access to those funds for new purchasing power.
Maturity
No set maturity date
Payments
Monthly payments of accrued interest plus principal.
Annual Percentage Rate (APR)
Variable APR based on credit application review and approval
Fees
Fees Apply

Ready to get started? To apply for a Montecito Bank & Trust Visa® credit card call us at (805) 963-7511, or just stop by one of our convenient branch locations.

 
 

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News

Montecito Bank & Trust Reports Higher Earnings

We are pleased to report that for the first six months of 2010 Montecito Bank & Trust earned $4.4 million in net profit, a 13% increase over 2009. [Read on]


Castillo and Nuno Team-Up at the Montecito Bank & Trust Carpinteria Branch

Montecito Bank & Trust is pleased to announce that Anthony Castillo has joined the bank as Vice President and Branch Manager of the Carpinteria Branch. [Read on]