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Personal Loans & Lines of Credit
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Wealth MaximizerSM Line of Credit
Wealth MaximizerSM Line of Credit
Unlock the power of your investment account
A Personal Line of Credit from Montecito Bank & Trust is a flexible and convenient
way to harness the power of your good credit.
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Benefits
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Take advantage of opportunities using the assets in your Montecito Bank & Trust investment account as collateral. Credit approval is required.
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Access to funds
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Line amounts from $375,000 to $2,000,000. Maximum advances up to 75% of eligible assets. And a number of ways to transfer your funds into your Montecito Bank & Trust checking account, accessing your funds is simple and easy.
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Maturity
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Flexible term.
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Payments
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Interest only monthly payments, make principal payments at any time. All principal is due upon maturity.
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Annual Percentage Rate
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Variable rate based on credit review. Interest rate discount for automatic payments from your Montecito Bank & Trust checking account.
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Fees
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Fees Apply
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Ready to get started?
To apply for a Montecito Bank & Trust Wealth MaximizerSM Line of Credit
call us at (805) 963-7511, or just stop by one of our convenient
branch locations.