Home Loans
Whether you're considering buying a new house or
refinancing your current home. Check out your many choices for home
financing.
Home
Equity Line of Credit
or Loan
 Borrow
against the equity
in your home with our Home Equity
Access Line. This convenient line of credit allows you
to advance funds with a fixed interest rate and a selected term.
It’s like having an installment loan within your line of credit.
Call us today for the details on our Home Equity Access Line or
our traditional home equity loan for those one-time
purchase needs.
Construction Loans
We're ready to help you get your plans off the drawing
board. And, we can arrange
bi-weekly disbursements to keep your construction moving along. |
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Automobile Loans When you're ready to purchase a new or used car, we can
work out a convenient repayment plan that meets your needs. You'll qualify for a special,
lower interest rate if you have your loan payments automatically debited from your
Montecito Bank & Trust checking account.
Ready Cash Reserve A personal line of credit available to Montecito Bank
& Trust checking account customers, upon approved credit. You'll have funds available
to meet emergency expenses or to write yourself a personal loan up to your approved credit
limit. |
