Small Business Administration Loans

A Montecito Bank & Trust SBA loan may be your best choice if you need money to:  Start a Business Business Expansion/ Equipment Purchase Purchase a Business Purchase or Refinance Owner-Occupied Commercial Property In most cases, a preliminary loan decision is available within 48 hours.  If this sounds like the financing you're looking for, click here. There are many advantages to SBA loans: SBA loans are available for up to 25 years, fully amortized SBA loans can be for up to 90% of loan-to-value on first trust deeds SBA loans can be used to refinance owner-occupied commercial property SBA loans have no pre-payment penalties SBA loans are available to $1,000,000...or more SBA loans are excellent for leasehold improvements   Banking to fit your business  SBA Lending Department, 805-564-0292