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 Small Business Administration Loans

A Montecito Bank & Trust SBA loan may be your best choice if you need money to: 

In most cases, a preliminary loan decision is available within 48 hours.  If this sounds like the financing you're looking for, click here.

There are many advantages to SBA loans:

  • SBA loans are available for up to 25 years, fully amortized

  • SBA loans can be for up to 90% of loan-to-value on first trust deeds

  • SBA loans can be used to refinance owner-occupied commercial property

  • SBA loans have no pre-payment penalties

  • SBA loans are available to $1,000,000...or more

  • SBA loans are excellent for leasehold improvements

 

Banking to fit your business 

SBA Lending Department, 805-564-0292

 

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