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Key Personnel
Ricardo Calderon
Portfolio Manager
805-564-0230
rcaldero@montecito.com
Prior to joining Montecito Bank & Trust, Mr.
Calderon has held positions in the Investment Division of Santa
Barbara Bank & Trust as well as Citigroup Private Bank in San
Francisco, California. Mr. Calderon is responsible for the
day-to-day management of client portfolios, investment research
and portfolio analysis.
Mr. Calderon graduated from the University
of California, Santa Barbara with a degree in History and
later completed the CPA Certification Program offered through
the UCSB Extension Program. Mr. Calderon is currently
pursuing the Chartered Financial Analyst
(CFA) designation, having passed Level 2 in June 2005.
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