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Key Personnel
Terease Chin
Vice President and Senior Trust Officer
805-564-0226
tchin@montecito.com
Ms. Chin has over 25 years of experience in
the financial services industry. She began her career in 1980
with Merrill Lynch in Ann Arbor, Michigan eventually serving as
an Operations Manager. In 1991 she relocated to Santa Barbara
and worked at Santa Barbara Bank & Trust as a trust officer. Her
experience in trust administration includes responsibility for
probates, testamentary trusts, investment agencies, and
charitable foundations, with specialization in personal trust
and trust real estate management.
Ms. Chin joined Montecito Bank & Trust in
January 1997 as Vice President and Senior Trust Officer, where
she applies her background and years of experience for the
benefit of the Trust Division’s clients. She received a
Bachelors Degree in Sociology from St. Mary’s College in South
Bend, Indiana and is a Level III graduate of Cannon Financial
Institute’s Trust Officer School. In January 2001 she earned her
Juris Doctor from the Santa Barbara College of Law and in 2003
she completed the certificate program at UCSB as an ESL
instructor. Currently, Ms. Chin serves on the board of Girls,
Inc. Santa Barbara as the Finance Chair, and is a member
of the Education and Personal Development Committee for the
Santa Barbara Foundation. Ms. Chin is also an ESL instructor through the SBCC Adult Education program.
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