Business Maximizer® Loans and Lines of Credit

When opportunity knocks, it often takes a loan to open the door.

For almost four decades small businesses have partnered with Montecito Bank & Trust when their business is ready to take the next step. If your growing business is in need of working capital, inventory or equipment financing, or just a little help to smooth out bumpy cash flow — apply today for a Business Maximizer® loan or line of credit.

 Business Maximizer® Express Line of CreditBusiness Maximizer® Line of CreditBusiness Maximizer® Term Loan
Use of Funds
  • Short-term working capital
  • Seasonal purchases
  • Inventory purchases
  • Payroll
  • Short-term working capital
  • Seasonal purchases
  • Inventory purchases
  • Payroll
  • Long-term working capital
  • Consolidate existing debt
  • Inventory purchases
  • Equipment purchases
Loan Amount $10,000 - $100,000 $100,001 - $250,000 $10,000 - $250,000
 

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Financing is subject to credit approval. Other restrictions may apply. Terms and conditions are subject to change. Not available on existing Montecito Bank & Trust loans or lines of credit. Requires an existing Montecito Bank & Trust business checking account or the establishment of a new Montecito Bank & Trust business checking account.

Ready to Get Started?

To apply for a Business Maximizer® Line of Credit, call us at (805) 963-7511, or just stop by one of our convenient branch locations.