Montecito Bank & Trust ... Santa Barbara California

Free Safe Deposit Boxes for Jesusita Fire evacuees

Customer Education and Alerts update

Learn about Protecting Yourself from Identity Theft and Debit Card Fraud

Montecito Bank & Trust is a Member of the FDIC.

FDIC Insurance Increase Extended - get all the facts here

We know deposit insurance information can be confusing.

Learn more straight from the FDIC.

Or watch our video explaining FDIC insurance.

Seminar: Managing Your Business in Turbulent Economic Times

“A bank just opened

new doors for me and my family.” Montecito Bank & Trust just opened a new branch in Ventura. But it's our approach to banking that's really new and different – an approach that values long-term relationships and personalized solutions.

Our Ventura team is entirely local and ready to help with your personal, business and wealth management needs. And to introduce you to what we value most – a commitment to community that includes a wide range of philanthropic programs, volunteer efforts and nonprofit banking services.

A new way of banking for Ventura – one of the many Paths to prosperity^® you'll find at Montecito Bank & Trust. What's your path?

Visit our new full-service Ventura branch.
4730 Telephone Road, Ventura
(805) 676-1125

“Finally, some good news —

my Business Maximizer^® Line of Credit.” It isn't easy to find good news these days. So when my business needed cash, I turned to Montecito Bank & Trust for a solution.

That's why Montecito Bank & Trust offers the Business Maximizer^® Line of Credit – a powerful financial solution designed specifically for small business owners. Just complete an easy one-page application, and you could have access to cash up to $100,000 in a couple of days. That's real flexibility and real control – in any economic environment.

Financial peace of mind – one of the many Paths to prosperity^® you'll find at Montecito Bank & Trust.

What’s your path?

“My business is on the move,

and my bank's with me every step of the way.” You know better than anyone that building your own business takes vision, creativity and lots of hard work. It also takes a special kind of banking relationship to support you as your business grows and evolves.

Although it seems most banks offer the same basic services, we think you'll find Montecito Bank & Trust distinctly different. That's because we make it our business to listen and understand. To collaborate and advise. And then to customize just the right solution for your current needs and future goals.

Personalized banking for businesses of every size. It's only one of the many Paths to prosperity^® you'll find at Montecito Bank & Trust.

What's your path?

“At this point in our lives —

peace of mind is what we value most” You've worked hard to get to this point. Now you want the money you've earned to work hard for you – so you can relax and enjoy.

Of course, preserving what's taken a lifetime to build takes intelligent planning and skillful investment management, the kind provided by the experienced professionals at Montecito Bank & Trust.

Whether it's designing an investment portfolio, managing real estate or working with your attorney, it's all part of the personal attention you'll receive at Montecito Bank & Trust. Customized Wealth Management solutions — one of the many Paths to prosperity^® you'll find at Montecito Bank & Trust.

What's your path?

“We're on the way

to securing our family's future.” At Montecito Bank & Trust, we're committed to helping you reach your financial goals - today, tomorrow and for a lifetime.

Juggling the competing priorities in our busy lives isn't easy. It takes a special kind of banking relationship to support you as your family's needs change and evolve.

Whether it's a home equity line to help you meet those unexpected household emergencies or investment planning to take the guesswork out of college tuition, we'll take the time to get to know you so that we can tailor flexible financial solutions just for you.

Customized financial services - one of the many Paths to prosperity^® you'll find at Montecito Bank & Trust.

What's your path?